WSBF
Financials

Waterstone Financial, Inc.

WSBF
Since

Headquarters:

WI, United States

Exchange:

NASDAQ

Industry:

Banks—Regional

Number of Employees:

698.00

Current Fiscal Year:

2024

Market Cap:

234.41M

Price per Share:

$12.1

Quarterly Dividend per Share:

$0.15
Year-to-date Performance:
-7.6336%
Dividend Yield:
4.89%
Price-to-book Ratio:
0.69
Trailing P/E Ratio:
17.44

Price History

Latest Prices

DateOpenHighLowClose
2025-04-3012.0312.2611.94512.1
2025-04-2912.0212.281212.2
2025-04-2811.9812.1311.91512.08
2025-04-2512.0912.411.9512
2025-04-2412.2112.2812.0612.23

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage and municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. The company was founded in 1921 and is based in Wauwatosa, Wisconsin.

Financial Performance

2024 Revenue:128.90M

Detailed view of quarterly revenue

2024 Net Income:13.44M

Detailed view of quarterly net income

2024 Free Cash Flow:22.47M

Overview of free cash flow for the quarter

Annual Revenue Comparison

Compares total annual revenues

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